The second option is financing. We offer financing through two third party companies: Shop Pay, and Affirm.
The amount and interest rate you qualify for will depend on things such as your employment and your more recent consumer habits. That method of payment allows you to receive your ring before you have completed full payment, and functions like a loan agreement between you and the third-party company.
You can pre-qualify for ShopPay using the link called "Check your buying power" on the product pages.
If you choose to finance with Affirm, we will be able to select that option during checkout.
Affirm disclaimer: "Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.”
ShopPay disclaimer: "Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses"